Cash4Insurance.org / Rick Roach / 800-868-2333


"Lump Sum Cash"





paid for:


1) Annuity Payments

2) Structured Settlements

3) UnNeeded Life Insurance











Cash SOLUTIONS for:

1) Structured settlement Payments or

2) Unneeded, unaffordable life insurance.



TURN UNWANTED Structured PAYMENTS
INTO LUMP SUM CASH.





​

Receive the Highest Cash Payment for your structured settlement by contacting Cash4Insurance.org. Why chance netting less of a settlment when you should have received MORE? We represent numerous eager buyers and will find you the Highest Offer. Contact us today and learn what your payments are worth in Cash!


Call now - 800-868-2333



-





Contact us today and learn what your unwanted structured settlement payments are worth in Cash!


Call Now - 800-868-2333



EXCHANGE UNNEEDED UNAFFORDABLE LIFE INSURANCE FOR CASH, LTC BENEFITS OR INCOME.





1)-Lapse? - 2)-Surrender?

3)-SELL!


If you are medicare age or older and considering lapsing or cashing in a life insurance policy without first learning it's "hidden value", you could be losing thousands of dollars! The savvy consider the third option of selling and generally will receive 4 to 10 times the amount due them had they surrendered the policy to the insurance company.




The U.S. Supreme Court. Case 222 U.S. 149.





In 1911, the U.S. Supreme Court issued a landmark decision in the case of Grigby vs. Russell, which reconized the rights of a life insurance policyowner to transfer ownership of their life insurance policy to a third party.



Learn the value of your policy today
No Cost - No Obligation










send >

Life Insurance is a valued asset.





An asset just like your home. You have made payments for years. Instead of packing up and walking away with nothing to show for your payments you would sell your house for fair market value.

A life insurance policy is also a valued asset and you have made premium payments for years. One should never lapse or surrender a policy without determining its fair market value. You have the right to receive the most you can for your policy.



Settlement options for life insurance





...1) CASH

Pay bills, take a vacation, buy a vehicle, help a family member in need. It is your decision - cash provides peace of mind.

...2) LTC benefits

(such as assisted living, memory care and adult day care facilities, as well as home care, and skilled nursing providers).

...3) Monthly Income

Purchase an annuity with proceeds,

...4) Retained Benefit

Retain a death benefit amount for your personal purposes.



"Lack of Awareness" about life settlement options
is the reason why ..



.. 1.1 MILLION life insurance policies are LAPSED each year by seniors over 65.

and 112 billion dollars of face value are lost each year ...





Most seniors never knew a life settlement was an option.


Life settlements have been providing financial advantages for seniors for over 20 years.



Who might Qualify for a Life Settlement?



Age of Insured

70+
(with exceptions under age 70)



.



Current Health

Changes in health since issue is ok.



.



Policy Face Amount

$100,000 to
$30,000,000



.



Types of Insurance

Universal Life
Indexed U.L.
Term Insurance



.



A Life Settlement






-- A transaction in which a policy owner sells a life insurance policy that is no longer affordable, wanted or needed.
-- The policy owner may receive CASH, or long term care benefits, or a lifetime income annuity, or a paid up death benefit that exceeds the policy surrender value if any.
-- The seller has no responsibility or obligation to pay any future premiums.



THE U.S. SUPREME COURT. CASE 222 U.S. 149.



In 1911, in the case of Grisby vs. Russell, the U.S. Supreme Court issued a landmark decision which recognized the rights of a life insurance policyowner to transfer ownership of their life insurance policy to a third party.



It is Possible to work with: - Convertible Term - Universal Life - Variable Life - Joint Survivor Life



Male - age 70



Case study 12



Policy type - Term Convertible


Annual Premium - $22,316



Face Amount - $600,000


Surrender Value - $0.


Cash Payout - $114,876




Female - age 70



Case study 8



Policy type - Universal Life



Annual Premium - $15,591



Face Amount - $500,000


Surrender Value - $794.


Cash Payout - $93,267



Male - age 74



Case study 10



Policy type -

Term Convertible


Annual Premium - $212,341

(universal).


Face Amount - $5,000,000


Surrender Value - $541..


Cash Payout - $700,000.



Female - age 79



Case study 23



Policy type - Universal Life



Annual Premium - $3155.



Face Amount - $250,000


Surrender Value - $34,057


Cash Payout - $42,500



Receive "piece of mind" when turning your unwanted policy into an asset.

1) Long Term Care benefits,
2) Monthly income paid for life,
3) A retained death benefit or
4) A lump sum CASH settlement.


800-868-2333
rick@hoaia.com

Learn the value of your policy today
No cost - No Obligation










send >

CaSH4Insurance.org
a division of:

Health of America
Insurance Agency
- established 1991 -





- 8421 Wayzata Blvd, Suite 225 -

Golden Valley, MN 55426

800-868-2333




Rick Roach / Agent
40+ yrs.

612-377-8008
Randy Hoffman / Agent
25+ yrs.

602-425-0825

Cash4Insurance.org / a division of:
Health of America Insurance Agency


Call us: 800-868-2333



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